银行英语词汇【精简3篇】

银行英语词汇 篇一

在银行工作的人士需要熟悉各种银行英语词汇，以便与客户沟通和处理各种银行业务。以下是一些常用的银行英语词汇及其解释。

1. Account (账户) - A customer's record of transactions and balance with a bank.

2. Deposit (存款) - Money placed into a bank account.

3. Withdrawal (取款) - Money taken out from a bank account.

4. Balance (余额) - The amount of money in a bank account at any given time.

5. Statement (账单) - A document that shows all the transactions and balances in a bank account over a specific period of time.

6. Interest (利息) - The money paid by a bank to a customer for keeping money in a savings account.

7. Loan (贷款) - Money borrowed from a bank that is expected to be paid back with interest.

8. Mortgage (抵押贷款) - A loan used to purchase a property, with the property serving as collateral for the loan.

9. Overdraft (透支) - When a customer withdraws more money from their bank account than they have available, resulting in a negative balance.

10. Credit card (信用卡) - A plastic card issued by a bank that allows the holder to make purchases on credit.

11. Debit card (借记卡) - A card that allows the holder to withdraw money or make purchases directly from their bank account.

12. ATM (自动取款机) - Automated Teller Machine, a machine that allows customers to perform various banking transactions, such as withdrawing cash or checking account balances.

13. Currency exchange (货币兑换) - The process of converting one currency into another.

14. Wire transfer (电汇) - A method of transferring money electronically between different bank accounts.

15. Foreign exchange rate (外汇汇率) - The rate at which one currency can be exchanged for another.

以上是一些常用的银行英语词汇，对于在银行工作的人士来说，了解这些词汇是非常重要的。掌握这些词汇将有助于提高工作效率，并与客户进行更好的沟通。

银行英语词汇 篇二

在现代社会，银行成为了人们日常生活中不可或缺的一部分。了解银行英语词汇将有助于更好地处理银行业务。以下是一些与银行业务相关的常用词汇及其解释。

1. Account holder (账户持有人) - The person or entity that owns a bank account.

2. Bank statement (银行对账单) - A document provided by a bank that shows all the transactions and balances in a bank account over a specific period of time.

3. Cashier (出纳员) - A bank employee who handles cash transactions with customers.

4. Checkbook (支票本) - A booklet of blank checks provided by a bank to its customers.

5. Credit score (信用评分) - A numerical representation of an individual's creditworthiness, used by banks to assess the risk of lending money.

6. Direct deposit (直接存款) - The electronic transfer of funds directly into a bank account.

7. Interest rate (利率) - The percentage charged by a bank for borrowing money or paid by a bank for keeping money in a savings account.

8. Overdraft fee (透支费) - A fee charged by a bank when a customer withdraws more money from their bank account than they have available.

9. PIN (个人识别码) - Personal Identification Number, a numeric password used to access bank accounts through ATMs or online banking.

10. Savings account (储蓄账户) - A bank account that allows customers to save money and earn interest on their deposits.

11. Teller (银行出纳员) - A bank employee who assists customers with various transactions, such as deposits, withdrawals, and check cashing.

12. Wire transfer fee (电汇费) - A fee charged by a bank for transferring money electronically between different bank accounts.

13. Online banking (网上银行) - A service that allows customers to perform various banking transactions through the internet.

14. ATM fee (取款机费用) - A fee charged by a bank for using an ATM that belongs to a different bank.

15. Fraud alert (欺诈警报) - A notification sent by a bank to a customer when suspicious activity is detected on their account.

以上是一些与银行业务相关的常用词汇。对于想要更好地理解和处理银行业务的人来说，熟悉这些词汇是非常重要的。通过掌握这些词汇，人们可以更加自信地与银行进行交流，并更好地管理自己的财务。

银行英语词汇 篇三

银行必备实用英语词汇

　　英语的学习，词汇量的积累很重要，有关银行方面的词汇你了解多少呢，今天小编在这里为大家分享一些关于银行的.英文单词，欢迎大家阅读!

　　savings bank 储蓄银行

　　Citibank 花旗银行

　　Hongkong Shanghai Banking Corporation 汇丰银行

　　Chartered Bank of India, Australia and China 麦加利银行

　　Banque de I'IndoChine 东方汇理银行

　　central bank, national bank, banker's bank 中央银行

　　bank of issue, bank of circulation 发行币银行

　　commercial bank 商业银行，储蓄信贷银行

　　member bank, credit bank 储蓄信贷银行

　　discount bank 贴现银行

　　exchange bank 汇兑银行

　　requesting bank 委托开证银行

　　issuing bank, opening bank 开证银行

　　advising bank, notifying bank 通知银行

　　negotiation bank 议付银行

　　confirming bank 保兑银行

　　paying bank 付款银行

　　associate banker of collection 代收银行

　　consigned banker of collection 委托银行

　　clearing bank 清算银行

　　local bank 本地银行

　　domestic bank 国内银行

　　overseas bank 国外银行

　　unincorporated bank 钱庄

　　branch bank 银行分行

　　trustee savings bank 信托储蓄银行

　　trust company 信托公司

　　financial trust 金融信托公司

　　unit trust 信托投资公司

　　trust institution 银行的信托部

　　credit department 银行的信用部

　　commercial credit company(discount company) 商业信贷公司(贴现公司)

　　neighborhood savings bank, bank of deposit 街道储蓄所

　　credit union 合作银行