银行行业英语词汇(经典3篇)
银行行业英语词汇 篇一
在银行行业中，人们常常会遇到各种各样的英语词汇。无论是进行银行业务还是与客户交流，熟悉这些专业词汇非常重要。本文将介绍一些常见的银行行业英语词汇，帮助读者更好地理解和运用。
1. Account（账户）- A record of financial transactions for a specific customer or business entity.
2. Deposit（存款）- The act of placing money into a bank account.
3. Withdrawal（取款）- The act of taking money out of a bank account.
4. Balance（余额）- The amount of money in a bank account after all transactions have been accounted for.
5. Interest（利息）- The money paid by a bank to a customer for keeping money in a savings account.
6. Loan（贷款）- Money borrowed from a bank that is usually repaid with interest over a specific period of time.
7. Mortgage（抵押贷款）- A loan used to purchase a property, where the property itself serves as collateral.
8. Overdraft（透支）- A negative balance in a bank account caused by withdrawing more money than is available.
9. ATM (Automated Teller Machine)（自动取款机）- A machine that allows customers to perform basic banking transactions without the need for a teller.
10. Credit card（信用卡）- A plastic card that allows the holder to purchase goods and services on credit.
11. Debit card（借记卡）- A plastic card that allows the holder to make purchases directly from their bank account.
12. Exchange rate（汇率）- The rate at which one currency can be exchanged for another.
13. Currency（货币）- The money used in a particular country.
14. Transaction（交易）- An exchange of goods, services, or money.
15. Statement（对账单）- A document provided by a bank that shows all transactions and balances for a specific period of time.
以上是一些常见的银行行业英语词汇，希望能够对读者有所帮助。熟悉这些词汇将使我们在银行业务中更加自信和顺利地与他人交流。
银行行业英语词汇 篇二
在银行行业中，人们需要掌握各种各样的英语词汇。无论是从事银行工作还是进行国际金融交易，熟悉这些专业词汇是至关重要的。本文将介绍一些高级的银行行业英语词汇，帮助读者更好地理解和运用。
1. Risk management（风险管理）- The process of identifying, assessing, and prioritizing risks in order to minimize potential losses.
2. Asset（资产）- Anything of value owned by an individual, organization, or business.
3. Liability（负债）- A financial obligation or debt owed to another party.
4. Capital（资本）- Money invested in a business to generate income and support its operations.
5. Liquidity（流动性）- The ease with which an asset can be converted into cash without affecting its market price.
6. Collateral（抵押品）- An asset that is used to secure a loan or credit.
7. Foreign exchange（外汇）- The market where currencies are traded.
8. Derivative（衍生品）- A financial instrument whose value is derived from an underlying asset.
9. Investment banking（投资银行）- A division of a bank that provides financial advisory, underwriting, and trading services for corporations, governments, and other institutions.
10. Retail banking（零售银行）- The division of a bank that provides financial services to individual customers.
11. Commercial banking（商业银行）- The division of a bank that provides financial services to businesses and corporations.
12. Private banking（私人银行）- The division of a bank that provides personalized financial services to high-net-worth individuals.
13. Wealth management（财富管理）- The professional management of a client's financial assets and investments.
14. Capital markets（资本市场）- The financial markets where long-term debt and equity securities are bought and sold.
15. Mergers and acquisitions（并购）- The consolidation of companies through various financial transactions, such as mergers or acquisitions.
以上是一些高级的银行行业英语词汇，掌握这些词汇将使我们更加熟悉银行行业的专业术语，提高我们在金融领域的工作能力。希望本文对读者有所帮助。
银行行业英语词汇 篇三
银行行业英语词汇
导语：银行是依法成立的经营货币信贷业务的'金融机构。下面是YJBYS小编收集整理的银行行业英语词汇，欢迎参考!
存户 depositor
存款单 pay-in slip
存款单 a deposit form
自动存取机 a banding machine
存款 to deposit
存款收据 deposit receipt
私人存款 private deposits
存单 certificate of deposit
存折 deposit book， passbook
信用卡 credit card
本金 principal
透支 overdraft， overdraw
双签 to counter sign
兑现 to cash
兑付 to honor a cheque
拒付 to dishonor a cheque
止付 to suspend payment
支票 cheque/check
支票本 cheque book
记名支票 order cheque
不记名支票 bearer cheque
横线支票 crossed cheque
空白支票 blank cheque
空头支票 rubber cheque
票根 cheque stub/counterfoil
现金支票 cash cheque
旅行支票 traveler's cheque
转帐支票 cheque for transfer
未付支票 outstanding cheque
已付支票 canceled cheque
伪支票 forged cheque
庄票/银票 Bandar's note
行长 president
储蓄银行 savings bank
大通银行 Chase Bank
花旗银行 National City Bank of New York
汇丰银行 Hongkong Shanghai Banking Corporation
麦加利银行 Chartered Bank of India， Australia and China
中央银行 central bank/ national bank/banker's bank
发行币银行 bank of issue/bank of circulation
商业银行/储蓄信贷银行 commercial bank
储蓄信贷银行 member bank/credit bank
贴现银行 discount bank
汇兑银行 exchange bank
委托开证银行 requesting bank
开证银行 issuing bank， opening bank
通知银行 advising bank， notifying bank
议付银行 negotiation bank
保兑银行 confirming bank
付款银行 paying bank
代收银行 associate banker of collection
委托银行 consigned banker of collection
清算银行 clearing bank
本地银行 local bank
国内银行 domestic bank
国外银行 overseas bank
钱庄 unincorporated bank
银行分行 branch bank
信托储蓄银行 trustee savings bank
信托公司 trust company
金融信托公司 financial trust
信托投资公司 unit trust
银行的信托部 trust institution
银行的信用部 credit department
商业信贷公司/贴现公司 commercial credit company/discount company
街道储蓄所 neighborhood savings bank， bank of deposit
自助银行 self-service bank
建设银行 construction bank
工商银行 industrial and commercial bank
交通银行 bank of communications
互助储蓄银行 mutual savings bank
邮局储蓄银行 post office savings bank
抵押银行 mortgage bank， building society
实业银行 industrial bank
家宅贷款银行 home loan bank
准备银行 reserve bank
特许银行 chartered bank
往来银行 corresponding bank
承兑银行 merchant bank， accepting bank
投资银行 investment bank
合资银行 joint venture bank
钱庄 money shop， native bank
信用社 credit cooperatives
票据交换所 clearing house
公共会计 public accounting
商业会计 business accounting
成本会计 cost accounting
折旧会计 depreciation accounting
电脑化会计 computerized accounting
总帐 general ledger
分户帐 subsidiary ledger
现金出纳帐 cash book
现金帐 cash account
